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Someone Hit My Parked Car and Broke the Mirror. Now What - Car Mirror Man

Someone Hit My Parked Car and Broke the Mirror. Now What?

By Duber, The Car Mirror Man · Car Mirrors Australia · Updated August 2026 · 13 min read

Short answer: photograph everything before you move the car, check the windscreen and the ground for a note or a broken cover, ask about cameras the same day, and get a written quote. Then do the arithmetic on the claim, because a standard comprehensive excess is usually at or above the cost of the repair — and mirror glass on its own starts from $135 fitted.

In Sydney? We can give you a written quote for the claim at your home or work, anywhere across the metro — see our full Sydney mirror service.

It is one of the more infuriating ways to start a day: you come back to the car and the mirror is hanging off, or gone, and there is nobody around. This guide covers the five things worth doing in the first ten minutes, what your options actually are, and why the repair itself is usually much smaller than the anger suggests.

The first five moves, in order

Do these before you move the car. Once it is out of the bay, most of them become impossible.

what to do when someone hits your parked car - photograph, note, cameras, quote, claim
Your first five moves, in order, starting at the kerb — click to enlarge
1
Photograph it where it stands
The damage close up, the whole car, the bay or the kerb, and any level or bay number. Position matters if there is ever a dispute.
2
Check the windscreen and the ground
Notes blow off wipers. So do broken covers — and a cover on the ground identifies the other vehicle's colour.
3
Look for cameras
Commercial and shopping-centre carparks almost always have them. Building management will usually check if you ask on the same day, and far less willingly a week later.
4
Get a written quote
Even if you never claim, a written quote turns a story into a number and takes ten minutes to obtain.
5
Then decide about the claim
Not first. The decision is much easier once you know what the repair actually costs.

Why the photographs matter more than they feel like they do

Not because anyone doubts you. Because if there is ever a question, the only version of events that survives is the documented one.

The damage close upEstablishes what was broken, which matters if a quote is ever questioned.
The whole car in the bayShows you were parked legally and within the lines, which is the first thing anyone asks.
The surroundingsBay number, level, street signage. This is what lets someone find the right camera.
Anything on the groundBroken cover fragments, paint chips, glass. Colour and part shape identify the other vehicle.

Thirty seconds with a phone. It is the best-value insurance in this whole process.

If they left a note

Rarer than it should be, and worth handling carefully when it happens.

Photograph the note before you do anything else, because paper gets lost and ink runs. Then contact them, and keep it in writing where you can — a text message thread is a record, a phone call is not.

Most people who leave a note are willing to pay directly, and for a mirror that is usually the sensible outcome for both sides. A written quote is what makes that conversation short and unemotional.

If they did not

Which is the more common outcome in a Sydney carpark. Your options narrow, but they are not zero.

Carpark camerasAsk building or centre management on the day. Footage is frequently overwritten within days.
Street camerasCouncil and business cameras exist but are much harder to access without a police report.
A police reportWorth making if the damage is significant or if there is any chance of identifying the vehicle. For a mirror alone it is often disproportionate.
Your own insurerComprehensive cover generally deals with it, subject to the excess — which is the part that usually decides the answer.

The claim arithmetic

This is the single most useful thing in this article, and it takes one line of maths.

insurance excess against the repair bill for a broken mirror - which way it tips
Excess against the bill: which way it usually tips — click to enlarge

A standard comprehensive excess in Australia is commonly several hundred dollars [11]. Mirror glass on its own starts from $135 fitted, and a full plain assembly starts at $200. For most people the excess is larger than the repair, which means claiming costs you more than paying — and may affect your no-claim status as well.

Claiming, and how it works with usHow a claim works with us: we do not bill or deal with insurers directly. You contact us, we do the work, and you claim it back from your insurer yourself. If your policy covers it, you authorise the insurer to pay you and you make the claim.

When claiming does make sense

Three situations, and they are all about scale rather than principle.

The mirror went with a panelIf the door or guard is damaged too, the excess is being spent regardless and the mirror is one more line on the assessment.
It is a driver-assist mirrorBlind-spot, camera or auto-dim assemblies are quoted per vehicle and can exceed a typical excess.
The other driver is identifiedIf they are at fault and known, their insurer deals with it and your excess may not apply at all.
It is a prestige vehicleBMW, Mercedes-Benz and Audi assemblies run from $450 to $800 or more, which changes the maths.

Outside those, paying directly is usually both cheaper and faster, and there is no claim sitting on your record for a mirror.

Claiming, and how it works with usHow a claim works with us: we do not bill or deal with insurers directly. You contact us, we do the work, and you claim it back from your insurer yourself. If your policy covers it, you authorise the insurer to pay you and you make the claim.

Do not drive on it as it is

Two reasons, one legal and one physical.

A vehicle with a missing or shattered mirror does not meet the standards, and in New South Wales that can attract a defect notice [5]. Mirrors are also checked at the annual safety inspection [6], so it will surface there if not before.

And do not tape itTape holds until it does not. A piece of mirror glass leaving a moving car is a considerably larger problem than the original break, and taped glass will not satisfy an inspection either.

What is actually broken

Usually less than it looks. A mirror hanging off its wiring is dramatic and is often still mostly serviceable.

A side mirror is five separable parts — cover, backing plate, glass, motor and mounting. A low-speed strike from another vehicle normally takes the cover and the glass and leaves the other three alone. That is two components out of five, and both of them are at the cheap end.

mirror damaged by another vehicle and replaced on site in Sydney
A typical hit-and-run mirror: glass and cover gone, motor and mounting untouched.
2 of 5
Parts typically damaged
from $135
Glass fitted
20–40 min
On site

What it costs to put right

Which is the number you need before you can make the claim decision at all.

What is being replaced What it covers Price
Glass only Correct ADR-compliant glass cut and fitted to your existing backing plate. from $135
Cover / housing Outer cap swapped, glass and motor kept. $150–$300
Full mirror, plain Whole assembly, manual or basic powered mirror. $200–$350
Full mirror, powered Electric adjust, power fold or integrated indicator. $350–$500
Blind-spot, camera or auto-dim Mirrors carrying driver-assist electronics. Quoted per vehicle

Every band above comes from our national price guide, which is the single source of truth for what we charge. If you want the full breakdown by part and by vehicle, read our side mirror replacement cost guide.

Getting a written quote quickly

You need this for the claim decision, for the other driver if they are known, and for your own peace of mind. It should take minutes.

1
Send the photos you already took
The close-up of the damage and one of the whole mirror is enough.
2
Tell us the vehicle
Make, model and rough year. If you know whether it heats, folds or has a blind-spot light, say so.
3
Get a fixed price in writing
Not a range. The number for your vehicle, which is what an insurer or another driver will want to see.
4
Book it wherever the car is
Home, work, the same carpark it happened in. The car does not need to go anywhere.

Your rights on the repair itself

Worth knowing whichever route you take. Repairs and parts are covered by the Australian Consumer Law guarantees [8], and NSW Fair Trading sets out what a motor vehicle repairer owes you [7].

In practice that means the quote should be in writing, the work should be done with due care and skill, and the parts should be fit for purpose. Our mirror glass carries an unlimited warranty for as long as you own the vehicle, a full mirror assembly carries three years, and an individual replacement part carries twelve months. Impact, accident damage, misuse and negligence are excluded.

Reducing the odds of a repeat

You cannot control other drivers. You can change the geometry.

Fold the mirrorsEvery time. A folded mirror sits inside the body line and is dramatically harder to hit.
Avoid the end baysBays next to ramps, entrances and trolley bays take the most traffic and the most contact.
Park pillar-side passengerIf a bay has a pillar, put it on the passenger side rather than the driver's.
Nose in on narrow streetsOn kerbside parking, the mirror facing traffic is the one that gets clipped.

The folding habit is the one worth building. On a power-fold car it is a single button, and it removes the widest point of your vehicle from harm's way.

What the law says about leaving the scene

Worth knowing where you stand, even though it rarely changes what you do next.

A driver who damages another vehicle is required to stop and provide their details. Failing to do so is an offence, and the Australian Road Rules set out the obligations on drivers involved in a crash [4]. None of that helps if you cannot identify them, which is the usual situation with a carpark mirror.

What it does mean is that if footage or a witness does identify the vehicle, you have a straightforward position rather than a negotiation.

Getting carpark footage, realistically

It is possible more often than people assume, and it is far more possible on the same day.

1
Go to the centre or building management desk
In person beats a phone call, and the same day beats the next one.
2
Give them the bay, the level and the time window
The narrower the window, the more likely they will look.
3
Ask what their retention period is
Many systems overwrite within days. Knowing the number tells you how long you have.
4
Ask what they need from you
Some will only release footage to police, but many will simply tell you what they saw.

The single biggest factor in whether this works is how quickly you ask. A week later the answer is almost always that the footage is gone.

Someone Hit My Parked Car and Broke the Mirror. Now What - before and after
A real Car Mirror Man job, before and after.

If it happened on the street

Harder, and the odds are lower, but not zero.

Nearby businessesShops, cafes and petrol stations often have cameras pointed at the street and are frequently willing to check.
Residential doorbell camerasIncreasingly common. Knocking on two or three doors is not a wasted twenty minutes.
Council camerasExist on main roads, but generally require a police report to access.
Dashcams in parked carsSome run in park mode. If a neighbour parks in the same spot regularly, it is worth asking.

Even without footage, a written quote and photographs mean you have a complete record if the other driver ever comes forward.

Dealing with the other driver directly

When they are identified, paying directly is usually better for both parties on a job this size.

For the person at fault, a mirror is well below most excesses, so a claim would cost them more than the repair and put a claim on their record. For you, direct payment avoids your own excess entirely and removes the wait.

Keep it in writing, send them the written quote rather than a figure over the phone, and be straightforward about it. A written quote from a specialist for the actual part that broke is very hard to argue with, which is precisely why it is worth getting one first.

What a written quote should actually contain

Whether it goes to an insurer, to the other driver, or into a drawer, a quote that is worth anything says four things.

The vehicleMake, model, year and which side. Specific enough that nobody can substitute a cheaper part later.
The partsGlass, cover, assembly — itemised rather than lumped into one figure.
The price, fixedA number, not a range. A range is not a quote.
The warrantyWhat is guaranteed and for how long, in writing.

Motor vehicle repairs are covered by the Australian Consumer Law guarantees and by NSW Fair Trading's requirements on repairers [7], and a written quote is what makes those enforceable rather than theoretical.

What Sydney drivers tell us

What it is like on the other side of a broken mirror you did not cause.

Verified client review★★★★★

“Absolutely first class service. I couldn’t believe how convenient and easy the process was. Car side mirror was replaced with no fuss at all.”

Annelise McCarthy

Verified client review · part of 600+ reviews across Australia, rated 4.9

4.9★
Average rating
600+
Reviews across Australia
Mobile
Every Sydney suburb

Every review quoted on this site is a real, verified customer review. We do not write them and we do not edit them.

The short version

Photograph it before you move the car, check for a note and for cameras on the same day, get a written quote, and only then think about the claim. For most people the excess is larger than the repair, because a mirror is usually glass and a cover rather than the whole assembly. That puts it at the cheap end of the ladder, and it gets fixed in the same carpark it was broken in.

Frequently asked questions

Someone hit my parked car and drove off. What should I do first?

Photograph everything before you move the car — the damage, the whole vehicle in the bay, the bay or level number, and anything on the ground. Then check the windscreen for a note and ask building management about cameras the same day.

Should I claim on insurance for a broken mirror?

Usually not. A standard comprehensive excess is commonly at or above the cost of a mirror repair, so claiming costs more than paying. It makes sense if the mirror went with a panel, if it is a driver-assist mirror, or if the other driver is identified and at fault.

How much does it cost to replace a mirror someone broke?

Glass on its own starts from $135 fitted, which covers most cases because the housing usually survives. A cover is $150 to $300 and a full assembly starts at $200. Send a photo for a fixed price.

Can I drive with the mirror hanging off?

No. A vehicle with a missing or shattered mirror does not meet the standards and can attract a defect notice, and it will be picked up at the annual safety inspection. A hanging mirror can also detach at speed.

Can I tape it up until it is fixed?

No. Tape holds until it does not, and mirror glass leaving a moving car is a far bigger problem than the break. It will also not satisfy an inspection.

Will carpark cameras have caught it?

Often, but footage is frequently overwritten within days. Ask building or centre management on the same day rather than later in the week.

Do I need a police report?

For a mirror alone it is usually disproportionate. It is worth making if the damage is significant, or if there is a real prospect of identifying the vehicle from footage.

Can you fix it where the car is parked?

Yes, anywhere across metro Sydney — home, work, or the same carpark it happened in. Glass-only work is done from outside the vehicle, so it does not even need to be unlocked.

Sources

  1. Australian Design Rule 14/02 — Rear Vision Mirrors, Federal Register of Legislation — www.legislation.gov.au/Details/F2006L02663
  2. ADR 14/02 Rear Vision Mirrors, full technical text (PDF), Department of Infrastructure — www.infrastructure.gov.au/sites/default/files/migrated/vehicles/design/f
  3. ADR 14/02 — current consolidated text, Federal Register of Legislation — www.legislation.gov.au/F2006L02663/latest/text
  4. Australian Road Rules, National Transport Commission — www.ntc.gov.au/laws-and-regulations/australian-road-rules
  5. Roadworthiness — vehicle safety and compliance, NSW Government — www.nsw.gov.au/driving-boating-and-transport/roads-safety-and-rules/vehi
  6. Get a safety inspection report (pink slip), Service NSW — www.service.nsw.gov.au/transaction/get-a-safety-inspection-report-pink-s
  7. Motor vehicle repairs — your rights, NSW Fair Trading — www.fairtrading.nsw.gov.au/buying-products-and-services/motor-vehicles/m
  8. Consumer guarantees on goods and services, ACCC — www.accc.gov.au/consumers/buying-products-and-services/consumer-guarante
  9. Wing mirror — history, design and regulation, Wikipedia — en.wikipedia.org/wiki/Wing_mirror
  10. Rear-view mirror — mount types and history, Wikipedia — en.wikipedia.org/wiki/Rear-view_mirror
  11. Car insurance — excess, cover types and claims, Moneysmart (ASIC) — moneysmart.gov.au/car-insurance
  12. Get help with a vehicle Defect Notice, Service NSW — www.service.nsw.gov.au/transaction/get-help-with-vehicle-defects
  13. Blind spot monitor — how the sensors and indicators work, Wikipedia — en.wikipedia.org/wiki/Blind_spot_monitor
  14. Motor Vehicle Census, Australia — latest release, Australian Bureau of Statistics — www.abs.gov.au/statistics/industry/tourism-and-transport/motor-vehicle-c
  15. eSafety checks (pink slips) and vehicle inspections, NSW Government — www.nsw.gov.au/driving-boating-and-transport/vehicle-registration/renewi
  16. Vehicle safety check and inspection fees, NSW Government — www.nsw.gov.au/driving-boating-and-transport/vehicle-registration/fees-c

Prices and information in this article are indicative only and reflect real quoted jobs at the time of publication. Costs vary with vehicle, part availability and features. Send a photo for an exact fixed price.

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